Frequently Asked Questions

The integrated approach. Instead of working separately with a mortgage advisor, an accountant, an attorney and a real estate broker — we help you see the full picture and coordinate among all parties. Our recommendation is based on a joint analysis of all dimensions.

No. We are not a financial institution, and we do not manage client funds. Our role is to accompany, analyze, connect, and advise — not to execute financial transactions ourselves. All transactions are performed directly with you or through authorized parties.

A 30-minute conversation, at no cost and with no obligation. We'll get to know you, hear about your need, and propose an initial direction. If we determine we're the right fit — we'll propose a follow-up engagement. If not — sometimes we'll simply suggest another party who may be a better fit.

The payment model depends on the type of engagement. For project guidance — hourly fees or a fixed retainer. For financing — sometimes a success fee. In every case, the full model is presented and approved up front with full transparency before work begins.

BDI is the Israeli consumer credit data registry. A negative rating means a problematic credit history — unpaid debts, missed payments, etc. For clients in this situation we build creative financing solutions — bank and non-bank — and sometimes a plan to recover the rating itself.

Absolutely. Rejection by the standard banking system does not mean there's no solution. There are non-bank financing parties, creative partnership structures and more. The first step is understanding why you were rejected — and finding the path that will work.

Analyzing the need and repayment capacity, comparing offers between banks, building the right mortgage mix (Prime / fixed / linked), guiding the negotiation with the bank, and considering non-bank financing when needed.

Real estate in Israel — a familiar market, comfortable regulatory connection, but high entry prices and immediate tax. Real estate abroad — sometimes lower entry prices, the option of a visa / citizenship, but more complex international taxation and remote management. The decision depends on the investor's profile, available capital and goals.

A foreign investor purchasing real estate in Greece for a minimum amount (currently around 500K-800K euros depending on the region) is eligible in return for a residence visa in the country, and thus to the entire European Union. This is a popular program for investors seeking a property, a yield, and EU access. We'd be happy to set up a meeting with current details.

Demolish-rebuild — complete demolition and new construction, typically for larger projects of multiple buildings. TAMA 38 — reinforcement or reinforcement-and-expansion of an existing building, efficient for individual buildings. Both paths offer a new apartment to tenants at no cost, but differ in timelines, complexity and feasibility.

Not directly. Legal advice is provided only by licensed attorneys. We work in partnership with external attorneys we have worked with for years, and know to connect you with the right attorney for the specific need (real estate, contracts, family, criminal, etc.).

This is one of the areas in which our guidance is especially relevant. We help diagnose the financial situation, examine alternatives (debt arrangement, stay of proceedings), and provide close accompaniment with an external insolvency attorney if that's the right path. The goal — to exit the situation in the best possible way for the future.